Crowdinvesting or peer-to-peer loans are no longer exotic

[hasan018542]

In the future, digital financial offerings beyond traditional banking could also become more widespread. Almost two thirds (62 percent) have already used financial apps to get a better overview of their own income and expenses or can imagine doing so. One in three (33 percent) is interested in crowd investing, one in five (23 percent) in using robo-advisors, where artificial intelligence provides individual investment recommendations or even makes investment decisions for the customer. A similar number (22 percent) are open to using online portals to invest money with foreign banks in order to benefit from higher interest rates abroad.

And 16 percent are open to taking out loans lebanon gambling data through peer-to-peer offers, where the required loan amount does not come from the bank but from a large number of individual private lenders. 8 percent can also imagine issuing loans themselves in this way and receiving interest. Rohleder: "The financial world will continue to digitalize rapidly in the coming years, from stock trading to paying at the supermarket checkout. The established institutions will have to completely reinvent themselves."

Note on methodology: The information is based on a survey conducted by Bitkom Research on behalf of the digital association Bitkom. 1,004 people in Germany aged 16 and over were interviewed by telephone. The survey is representative.