Some people may think that when applying for insurance and filling out the health status declaration questionnaire, you can not disclose or conceal the history of "pre-existing conditions", so that you can successfully apply for insurance through the insurance company. In fact, this idea is very dangerous. Once the policyholder violates the principle of the highest integrity and deliberately conceals medical records or falsely reports health conditions, the most serious consequences include being denied future claims or even invalidating the policy. You should know that insurance companies have the right to request the insured’s medical records from public and private medical institutions, so the insured’s existing medical history will always be discovered.
Further reading
Do you want to wait until you are sick to buy insurance facebook database first? Be careful not to miss out on underwriting!
Can three highs buy insurance? Will I be denied insurance? Take a look at the key points of underwriting
Is it best to waive the waiting period for unknown pre-existing conditions under Voluntary Health Insurance? Too short and may be abused
Do high-end medical plans exist that cover pre-existing conditions? What health insurance covers known pre-existing conditions?
Special Data and Virtual Reality: Creating Immersive Worlds
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