In these cases, the money is credited to the account linked to the card using the details. The process is similar to transferring money.
Replenishment of bank cards without commission is carried out in the following ways:
transfer via a mobile application or the official website of your bank;
transferring money through ATMs and self-service terminals.
Using online banking, you can top up your own or someone else's bank card. The main thing is to know the details. You can use account or card details, as well as a linked mobile phone number. If the ukraine mobile database recipient is connected to the SBP, it is easy to transfer funds to him without a commission. And even in situations where the card is issued by another bank. It is important to consider the limit here - as a standard, you can transfer no more than 100 thousand rubles per month through the SBP.
How to top up a bank card without commission using a mobile application:
you open the application and log in to it;
go to the card page and select the menu item “Top up”;
indicate the appropriate method - for example, from an account in the same bank or from a card of another bank via the SBP;
confirm the operation.
Money arrives within the timeframe set by the issuing banks. In most cases, the balance is updated instantly, but sometimes funds are credited in 3-7 business days.
Alternative ways to top up your card
In addition to banking services, you can use the services of third-party companies. For example, remote transfer systems or terminals.
Among the popular methods of depositing money into cards of any Russian banks:
relevant services of Russian Post;
QIWI payment terminals;
translation systems – for example, “Golden Crown”;
virtual payment systems like YuMoney;
withdrawal of funds from a mobile operator account.
Each service sets individual fees. Usually they are 0.5-5% of the payment amount. Free transfers are available as part of promotions and special offers, and in some cases when making subscriptions.