Important: DI is issued through 14 banks
Posted: Mon Dec 23, 2024 8:55 am
Of the Persian Empire — is sometimes called the first international reserve currency.
Another fact
Pros and cons of the program
The program for the comprehensive development of the Far Eastern Federal District is aimed at attracting and retaining young families, stimulating development, and expanding construction in local settlements.
The main and most striking positive feature of the DI project is the minimum interest rate for similar programs. Not a single bank, even under state programs, provides the opportunity to become the owner of a living space at 2% per year.
Another advantage is the permission to buy secondary housing or mail lists zip code build with this money. But you can only choose secondary housing in towns and villages. Those who want to live in the city need to choose apartments in new buildings.
Enlarge imageFar East mortgage
You can choose secondary housing not in all cities of the Far Eastern Federal District, but only in the Magadan Region and Chukotka - here, until December 2021, DI is issued for apartments and houses on the secondary market at 2%
The term for which the mortgage is given is 20 years, 10 years less than the maximum, but given the low interest rate, the contribution is quite affordable. Even when buying a living space for 6 million rubles, the monthly payment will be just over 21 thousand rubles. Sovcombank offers DI for a period of 3 years.
One of the conditions for maintaining the preferential rate is permanent registration in the purchased housing. After purchasing a living space, you must register within 9 months, and remain in this status there for at least 5 years.
If this condition is not met, the financial institution can raise the rate (the Central Bank rate + 4%). But it is not necessary to live in the Far East. This is convenient if buying real estate in rural areas in Buryatia.
Another fact
Pros and cons of the program
The program for the comprehensive development of the Far Eastern Federal District is aimed at attracting and retaining young families, stimulating development, and expanding construction in local settlements.
The main and most striking positive feature of the DI project is the minimum interest rate for similar programs. Not a single bank, even under state programs, provides the opportunity to become the owner of a living space at 2% per year.
Another advantage is the permission to buy secondary housing or mail lists zip code build with this money. But you can only choose secondary housing in towns and villages. Those who want to live in the city need to choose apartments in new buildings.
Enlarge imageFar East mortgage
You can choose secondary housing not in all cities of the Far Eastern Federal District, but only in the Magadan Region and Chukotka - here, until December 2021, DI is issued for apartments and houses on the secondary market at 2%
The term for which the mortgage is given is 20 years, 10 years less than the maximum, but given the low interest rate, the contribution is quite affordable. Even when buying a living space for 6 million rubles, the monthly payment will be just over 21 thousand rubles. Sovcombank offers DI for a period of 3 years.
One of the conditions for maintaining the preferential rate is permanent registration in the purchased housing. After purchasing a living space, you must register within 9 months, and remain in this status there for at least 5 years.
If this condition is not met, the financial institution can raise the rate (the Central Bank rate + 4%). But it is not necessary to live in the Far East. This is convenient if buying real estate in rural areas in Buryatia.