First, make sure that it was actually fraudsters who acted - a loan taken in your name will definitely appear in the Credit History Bureau (CHB) report. You can request it for free twice a year. Including through State Services. If the received report really does contain information about a loan that you did not apply for, start acting as soon as possible.
What you should do first:
File a report with the police - insist on its acceptance, keep the notification slip after the document is registered. Provide all the circumstances of the incident in detail.
Contact the bank - write a statement demanding an investigation and changsha mobile number database to stop debt collection (if it has already been initiated). Note that you refuse to pay the debt, as you have nothing to do with it. Provide all the details that you know about the incident.
When contacting the bank, it is important to have a copy of the application submitted to the police and the notification slip received after its registration. The documents can be handed over in person, but it is better to send them by registered mail with a list of attachments and a delivery confirmation. It is possible that the problem will be resolved after contacting the bank. However, it is often necessary to wait for action from the police and go to court to have the transaction declared invalid.
What to do to avoid getting a loan issued in your name
Usually, situations where fraudsters took out a loan in someone else's name are associated with the victim's lack of caution. Therefore, it is important to take precautions and not make things easier for the attackers.
How to proceed:
Take care to maintain confidentiality, do not pass on passport data to third parties if you cannot be sure of the security of sending information and the reliability of the recipient.
Do not leave your passport as collateral - neither when renting real estate or cars, nor when receiving loans or credits.
Report lost documents to the police immediately - the sooner you do this, the sooner they will be added to the list of invalid ones. Then it will be much easier to prove the fact of fraud when applying for a loan in your name.